Trust Creation

What is a Trust

A Trust is an estate planning tool designed to protect and distribute specific designated asset(s) to named beneficiaries under specified terms in a trust deed to be complied by the Trustee.  

Assets commonly used to set up a Trust

(1) CASH

(2) INSURANCE POLICY

(3) UNIT TRUST

(4) PROPERTIES

Why you need a Trust?

✔️  Reason 1

You have dependents like minor children or handicap children who require immediate financial assistance upon incapacity or demise

✔️  Reason 2

You have concerns that your heirs may squander your wealth

✔️  Reason 3

You have to protect your estate or beneficiaries' inheritance against creditors

✔️  Reason 4

You want to provide financial assistance to your descendants for specific purposes, e.g. education and major medical expenses

✔️  Reason 5

You have an interest in movable and/or immovable assets that you wish to control while alive but give to some one upon incapacity or demise

✔️  Reason 6

You have beneficiaries that you would like to provide for without others knowing

✔️  Reason 7

You have shares in profitable businesses to be bought by your co-owners as part of succession planning

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 Why Rockwills Trustee? 

When you set up your trust with Rockwills trustee, what happen next? 

WHY YOU NEED A TRUST

The Benefits Of Rockwills Trust 

We can never predict when will be the end of our life. So, get extra protection for your loved ones from any unexpected event by setting your Trust.

✔️  Benefit 1

Funds and assets are immediately available without waiting for any court order as your Trust is not part of the estate. Your beneficiaries financial needs can be taken care of immediately. 

✔️  Benefit 2

Your instructions on distribution in the trust deed can prevent your wealth from being squandered. This ensures deserving beneficiaries will be able to receive what is in the trust over a period of time as stated in the trust deed.

✔️  Benefit 3

You can choose anyone to be your beneficiaries. The beneficiaries can also be an organization or institution. You can be one of the beneficiaries and name substitute beneficiaries as well. 

✔️  Benefit 4

A trust arrangement can also be revocable so that it is flexible by allowing you to review and amend the terms of the trust when there is a need. Additional assets can also be settled into the trust anytime. 

✔️  Benefit 5

By setting up an Irrevocable Trust, it will ensure that the assets are protected from claims by your creditors, subject to Section 52 Bankruptcy Act 1967. (Assets must have been in the trust for more than 5 years).

✔️  Benefit 6

You can stagger the distribution by deciding how much and when to distribute the assets so that the beneficiaries are not able to spend your wealth all at one go. 

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